For some people, a financial wake-up call manifests in the form of a credit-report ding or the need to eat ramen for a few weeks. For Jeremy Eisengrein, it was what happened after he took a tumble and tore a knee tendon during a trip to the beach.
When the 28-year-old communications professional was informed he would have to pay $3,000 upfront for surgery and an MRI before getting any reimbursement from insurance, Mr. Eisengrein became hyper-aware of how his spending had ticked up during the pandemic. When he examined his checking and savings accounts, he discovered he had less money than he thought. More worrisome, he says, was that he didn’t have a firm grasp on where the money was going.
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Source:" WSJ "